Community Facilities Districts (CFDs), commonly known as Mello-Roos, are a form of financing that can be used by cities, counties, and special districts. CFDs are formed to finance major improvements and services by raising money through special taxes within the district.

In almost all cases, CFD taxes are levied as part of an owner's annual property tax.

Yes. A “Notice of a Special Tax” is provided to residents annually that includes the current year’s maximum tax for the parcel, the rate at which that maximum tax may increase per year, and the final date in which special taxes may be collected for bonded indebtedness.

Debbie Silvett with Pacific Sun Mortgage. She can be reached at (858) 436-0414 or Deborah@PacificSunMtg.com.

You work hard for your money, so what’s the point in paying rent and having your money make someone else’s life cushy? Owning offers so many wonderful benefits:

• Tax Write-Offs
• Equity Building
• Sense of Stability
• Benefits to Long Term Credit
• Ability to Make Your Own Design Decisions
• Plenty of Spaces to Entertain

1. Community: Your home is part of a CalWest community, great for fostering friendships and connections with your neighbors. Plus, select neighborhoods offer resort-style amenities such as a recreation center.
2. Less Maintenance: With a new construction home, every aspect is brand new, so you're less likely to need repairs compared to a typical resale home.
3. Warranty Protection: If issues do arise during the warranty period, you're not stuck figuring it out on your own.
4. New Appliances Included & Installed: CalWest homes come standard with a stove, oven, microwave, dishwasher, and more.
5. Select Customization Options: Depending on the neighborhood and construction stage of the home, select residences have the ability to customize features like flooring, landscaping, tile, and more with our Design Studio.
6. Modern, Open-Living Floorplan Designs: Our contemporary floorplans are designed for how you want to live today with living areas that flow together. Plus, select homes offer indoor/outdoor experiences and options ranging from home offices to multi-generational living suites.
7. Energy-Efficient Features: Save costs with included high-efficiency features such as heating & air conditioning systems, lighting, and more.

A turn-key residence is ready for move-in from the moment you purchase and are ideal for those who want a quick and low maintenance home. You can conveniently move into a new home featuring designer-selected finishes, furnishings, and amenities. CalWest model homes are the epitome of turn-key living with full landscaping, upgraded countertops and lighting, and professionally selected furniture, accessories, art, and interior plants.

A pre-sale home is sold as construction is in progress, which affords buyers to make customizations and have more control over their final residence while watching the process until the end. Pre-sale residences allow additional time to put away money for the home and are great for contingent buyers who need to sell their home prior to purchase.